GETTING STARTED

You've decided you want a piece of the American Dream. Now what? The first - and most important - step to the home buying process is financing because you can't do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history.

 

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HOME LOAN PROCESS

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TODAY'S RATES

For 3/28/2025

30 Year Fixed
6.624%
15 Year Fixed
5.99%
7/6 ARM
7.375%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Windermere Real Estate and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.